Complete Mobile Banking App for a UK Payment Institution
iOS + Android + Web
Platforms
PSD2 Ready
Compliance
App Store Submitted
Status
Designed the complete mobile banking app and web platform for a UK payment institution. PSD2 compliance, Visa tokenization, approval rules engine. Submitted to the App Store.
The Challenge
Xace needed a full banking experience — mobile apps and web dashboard — that met PSD2 regulatory requirements and supported Visa tokenization. They needed to go from zero design to App Store submission with a product that felt like a top-tier fintech, not a white-label.
What I Delivered
- Complete iOS and Android mobile banking app design
- Web dashboard for business account management
- PSD2-compliant authentication and transaction flows
- Visa tokenization integration design
- Approval rules engine for multi-user business accounts
Account overview with real-time balance, recent transactions, and quick actions for payments and transfers.
Multi-step payment flow with PSD2 strong customer authentication built into the transfer process.
Business approval rules engine — admins set spending limits and approval chains per team member.